How the no credit check catalogue works
Getting approved takes minutes. We never run a hard credit check, so your score stays safe.
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Apply with no credit check
Enter a few details. We run a soft search only — this does not affect your credit score and isn't visible to other lenders.
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Instant decision
Get approved for up to £1,200 to spend across the catalogue, even with bad credit or a CCJ.
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Pick your products
Choose from mobiles, TVs, laptops, appliances and furniture — all pay monthly with no credit check.
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Free UK delivery
Your order is shipped fast, straight to your door. No deposit on orders under £600.
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Pay weekly or monthly
Spread over 12 months at 0% APR. Choose weekly, fortnightly or monthly payments. Cancel or overpay anytime.
Soft search vs hard credit check
What we use. No impact on your credit score. Not visible to other lenders. Quick and confidential.
What banks use. Leaves a footprint on your file and can lower your score. We never do this.
Start your no credit check application
Approved in minutes. Bad credit accepted. No impact on your credit score.
Apply with no credit check →