Bad Credit
CataloguesPay Monthly · No Credit Check
The bad credit catalogue that says yes. £1,200 spending limit, 12 monthly payments at 0% APR, and no credit checks — CCJs and defaults accepted. Approved in minutes.
A bad credit catalogue with no credit check. Really.
We don't run credit checks. Your application is reviewed on affordability, so it won't show up on your credit file or affect your score.
- ✓ Bad credit accepted
- ✓ CCJs & defaults considered
- ✓ No impact on your credit score
How it works
Three easy steps to start shopping today — no credit check needed.
Apply with no credit check
Complete a 60-second form. We never run a hard credit check, so your score is safe.
Get approved in minutes
Most customers receive an instant £1,200 spending limit, even with bad credit.
Pay weekly or monthly
Spread the cost over 12 months at 0% APR. Choose the date that suits you.
Shop by category
All products available on 12 monthly payments — bad credit accepted.
Ready to shop the bad credit catalogue?
Get your £1,200 spending limit and start shopping in minutes. Bad credit accepted, no impact on your score.
Apply now — no credit check →