No credit check catalogue FAQs
Everything you need to know about shopping with no credit check, bad credit approval and flexible payments.
What is a no credit check catalogue?+
A no credit check catalogue lets you shop for products and spread the cost over weekly or monthly payments with no credit check. Your score is not affected.
Do you run a credit check?+
No. We don't run credit checks. Most customers are approved in minutes.
Can I get approved with bad credit or a CCJ?+
Yes. We work with customers who have bad credit, defaults or CCJs. Approval depends on affordability, not just your credit score.
How much can I spend?+
New customers start with a £1,200 spending limit. Your limit can increase after 3 months of on-time payments.
Can I pay weekly?+
Yes. Choose weekly, fortnightly or monthly payment plans over 12 months at 0% APR.
What products can I buy?+
Mobile phones, TVs, laptops, kitchen appliances, washing machines, tumble dryers, sofas, beds and more — all with no credit check.
Will applying affect my credit score?+
No. The application uses no credit checks and does not affect your score. Missed payments may be reported, so pay on time to protect your credit.
Is there a deposit?+
No deposit required for most orders under £600. Larger orders may require a small first payment.
How fast is delivery?+
Free UK delivery on every order. Most orders arrive within 2–5 working days.
How do I apply?+
Tap 'Apply with no credit check', choose your products at checkout, and complete the 60-second application. Instant decision.
Do you run any credit checks?+
No. We do not run credit checks when you apply. We review affordability instead, so your credit score stays unaffected.
Still have questions?
Start your no credit check application — approval takes under a minute.
Apply with no credit check →